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St Margarets Banks, Rochester

MyStreetCheck free street report: St Margarets Banks, Rochester · 31 October 2026 · www.mystreetcheck.co.uk/rochester-medway/st-margarets-banks/

House prices, sold prices and local information for ME1 1HY, ME1 1HS, ME1 1HT.

Average price (last 12 months)
£385,000
1 sale
Average price (since 2016)
£311,528
18 sales
Price range
£142k – £655k
lowest to highest sale
Last sale
20 Feb 2026
ME1 1HT

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At a glance

House prices£312k averageSince 2016 (few recent sales) CrimeHigher than averageHigher crime than about 90% of neighbourhoods in England DeprivationMore deprived than mostDecile 3 of 10 (10 = least deprived) Nearest station8 min walkRochester station Schools1 rated Good or betterWithin 1.5 miles, 1 Outstanding Ultrafast broadband73% of homesNational average 80% Freehold or leasehold62% freeholdAcross 26 Land Registry sales Conservation areaChecking…Planning designations Green beltChecking…Planning designations Listed buildingsChecking…Within about 200 m Planning applicationsChecking…Within 500 m, last 90 days

18 property sales on St Margarets Banks, Rochester have been recorded by HM Land Registry since 2016. In the last 12 months 1 home sold here for an average of £385,000. Most sales here are terraced homes, which have sold for an average of £392,550. 5 homes here have sold more than once since 2016; 3 of them sold for more the second time. By property type, sales here have been 56% terraced, 39% flat, 6% semi-detached. Recorded sale prices on St Margarets Banks range from £142,000 to £655,000. 62% of homes sold here were freehold and 38% leasehold.

House prices on St Margarets Banks compared

ME1 postcode area£326,884
Rochester£354,600
England & Wales£358,701

Average sale price over the last 12 months. St Margarets Banks has had fewer than two sales in that time, so it is left out. See all ME1 house prices.

Average sale price by year

2016: £216,000 (2 sales)2016£216k2017: £303,125 (4 sales)2017£303k2020: £361,500 (4 sales)2020£362k2021: £198,000 (4 sales)2021£198k2023: £655,000 (1 sales)2023£655k2024: £180,000 (1 sales)2024£180k2025: £505,000 (1 sales)2025£505k2026: £385,000 (1 sales)2026£385k

Tenure: 62% freehold and 38% leasehold across 26 recorded sales. Lease extension calculator.

Prices by property type

TypeSalesAverage priceLast sold
Terraced10£392,55020 Feb 2026
Flat7£165,28613 Dec 2024
Semi-detached1£525,00011 Dec 2020

Sold prices on St Margarets Banks

AddressDatePriceTypeTenure
280A, St Margarets Banks ME1 1HT 20 Feb 2026£385,000 TerracedFreehold
286, St Margarets Banks ME1 1HT 26 Mar 2025£505,000 TerracedFreehold
Flat B, 302, St Margarets Banks ME1 1HS 13 Dec 2024£180,000 FlatLeasehold
250, St Margarets Banks ME1 1HY 12 Sep 2023£655,000 TerracedFreehold
264, St Margarets Banks ME1 1HY 22 Jul 2022£460,000 OtherFreehold
Flat 2, Holland House, 248, St Margarets Banks ME1 1HY 18 Oct 2021£162,000 FlatLeasehold
306, St Margarets Banks ME1 1HS 2 Aug 2021£285,000 OtherFreehold
Flat 1, Holland House, 248, St Margarets Banks ME1 1HY 25 Jun 2021£165,000 FlatLeasehold
Flat B, 302, St Margarets Banks ME1 1HS 12 May 2021£185,000 FlatLeasehold
304, St Margarets Banks ME1 1HS 7 Apr 2021£280,000 TerracedFreehold
294, St Margarets Banks ME1 1HS 10 Mar 2021£170,000 OtherFreehold
268, St Margarets Banks ME1 1HY 14 Dec 2020£377,000 TerracedFreehold
296, St Margarets Banks ME1 1HS 11 Dec 2020£525,000 Semi-detachedFreehold
286, St Margarets Banks ME1 1HT 18 Nov 2020£390,000 TerracedFreehold
Flat 8, Holland House, 248, St Margarets Banks ME1 1HY 24 Jan 2020£104,000 FlatLeasehold
Flat 5, Holland House, 248, St Margarets Banks ME1 1HY 24 Jan 2020£154,000 FlatLeasehold
304 - 306, St Margarets Banks ME1 1HS 27 Nov 2019£230,000 OtherFreehold
306, St Margarets Banks ME1 1HS 27 Nov 2019£230,000 OtherFreehold
302A, St Margarets Banks ME1 1HS 12 Oct 2017£109,500 FlatLeasehold
302B, St Margarets Banks ME1 1HS 23 Aug 2017£108,000 FlatLeasehold
272, St Margarets Banks ME1 1HY 20 Jul 2017£375,000 TerracedFreehold
250, St Margarets Banks ME1 1HY 13 Jun 2017£482,500 TerracedFreehold
Flat 1, Holland House, 248, St Margarets Banks ME1 1HY 21 Apr 2017£169,000 FlatLeasehold
300A, St Margarets Banks ME1 1HS 22 Mar 2017£186,000 TerracedFreehold
262, St Margarets Banks ME1 1HY 22 Jul 2016£290,000 TerracedFreehold
Flat 4, Holland House, 248, St Margarets Banks ME1 1HY 24 Jun 2016£142,000 FlatLeasehold

Sale prices are as recorded by HM Land Registry. Some sales (for example repossessions and company purchases) are listed but left out of the averages.

Sale history: homes sold more than once

AddressSalesChange
286, St Margarets Banks £390,000 (Nov 2020) → £505,000 (Mar 2025) +29%
over 4 yrs
Flat B, 302, St Margarets Banks £185,000 (May 2021) → £180,000 (Dec 2024) -3%
over 4 yrs
250, St Margarets Banks £482,500 (Jun 2017) → £655,000 (Sep 2023) +36%
over 6 yrs
306, St Margarets Banks £230,000 (Nov 2019) → £285,000 (Aug 2021) +24%
over 2 yrs
Flat 1, Holland House, 248, St Margarets Banks £169,000 (Apr 2017) → £165,000 (Jun 2021) -2%
over 4 yrs

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Schools near St Margarets Banks

SchoolTypeAgesOfstedDistance
Rochester Independent College 401 pupils Other independent school 11–21 Report 0.1 mi
Ripplevale School Rochester 140 pupils Other independent special school 6–25 Report 0.1 mi
St Margaret's at Troy Town CofE Voluntary Controlled Primary School 216 pupils Primary Church of England 3–11 Report 0.3 mi
Fort Pitt Grammar School 1,009 pupils Secondary 11–18 Outstanding Report 0.3 mi
St John Fisher Catholic Comprehensive School 1,084 pupils Secondary Roman Catholic 11–18 Report 0.4 mi
St Andrew's School (Rochester) 329 pupils Other independent school 2–11 Report 0.5 mi
King's School, Rochester 574 pupils Other independent school Church of England 2–18 Report 0.5 mi
St Peter's Infant School 60 pupils Primary 4–7 Report 0.6 mi

Source: Department for Education (Get Information about Schools) and Ofsted. Grades are from each school's last graded inspection; newer inspections use report cards without a single overall grade, so check the full report. Distances are straight-line. Check catchment areas with the local council.

Getting around, shops and health

Train stations

  • Rochester station 0.4 mi · 8 min walk
  • Chatham station 0.5 mi · 10 min walk
  • Strood station 1.0 mi · 19 min walk

Nearest bus stops

  • Bath Hard Lane (adj, High Street) 1 min walk
  • Bath Hard Lane (opp, High Street) 2 min walk
  • Jacksons Fields (Stop G, New Road) 2 min walk
  • Jacksons Fields (adj, New Road) 2 min walk

GP surgeries

  • Thorndike Partnership
    Health Care Centre, Longley Road, Rochester · 0.4 mi
  • Bryant Street Medical Practice
    James Williams Healthy Living Ctr, Pentagon Centre, Chatham · 0.6 mi
  • City Way Surgery
    65-67 City Way, Rochester · 0.8 mi
  • The Kings Family Practice
    30-34 Magpie Hall Road, Chatham · 1.1 mi

Supermarkets

  • The Co-operative Food Co-op Delce Road · 0.3 mi
  • The Co-operative Food Co-op Rochester - Riverside · 0.4 mi
  • Sainsburys Sainsburys Chatham · 0.6 mi
  • The Co-operative Food Co-op Dickens Estate · 0.8 mi

Pharmacies

  • Paydens Pharmacy · 0.3 mi
  • Ryders Chemist · 0.4 mi
  • Bod Pharma · 0.4 mi

Dentists

  • Crown Court Clinic · 0.1 mi
  • New Road Dental Practice · 0.1 mi
  • Photay And Associates · 0.2 mi

Sources: Department for Transport (NaPTAN), NHS England organisation data, and GEOLYTIX Retail Points (open data). Walking times are estimates from straight-line distance.

Area profile

Deprivation

12345678910

This neighbourhood is in decile 3 of 10 on the English Indices of Deprivation 2025, where 1 is the most deprived 10% of areas in England and 10 the least deprived.

Income4 of 10
Employment5 of 10
Education and skills4 of 10
Health and disability3 of 10
Crime1 of 10
Access to housing and services7 of 10
Living environment3 of 10

Each domain ranked in deciles across England (10 = least deprived).

Homes

HereEng & Wales
Owned53.0%62.5%
Private rented28.5%20.3%
Social rented18.5%17.1%
Households730

People

HereEng & Wales
Under 1511.6%17.4%
Aged 15–6476.4%64.1%
Aged 65+12.1%18.6%
Residents1,583

Broadband

HereUK
Superfast (30Mbit+)100%95%
Ultrafast (300Mbit+)73%80%
Gigabit-capable69%80%

Share of homes on this street's postcodes that can get each speed. UK figure is the average across all postcodes. Source: Ofcom Connected Nations.

Mobile signal

HereEng & Wales
4G indoors, all 4 networks92%89%
4G indoors, at least 1 network100%100%
4G outdoors, all 4 networks100%99%
Calls indoors, all 4 networks94%92%

Share of homes across Medway with good coverage (Jul 2025). Signal varies street by street; check your exact address on Ofcom's checker. Source: Ofcom Connected Nations.

Neighbourhood figures cover the surrounding Lower Layer Super Output Area (about 1,500 residents). Sources: Census 2021 (ONS) and the English Indices of Deprivation 2025.

Energy ratings and home sizes on St Margarets Banks

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Who lives around St Margarets Banks

Ethnic group

HereMedway
White76.2%84.3%
Asian, Asian British or Asian Welsh9.5%5.9%
Black, Black British, Black Welsh, Caribbean or African7.8%5.6%
Mixed or Multiple ethnic groups4.3%2.8%
Other ethnic group2.3%1.4%

Religion

HereMedway
No religion48%43%
Christian38.3%45.1%
Not answered7.3%5.5%
Muslim3.3%2.7%
Buddhist1.3%0.4%
Sikh0.6%1.6%
Other religion0.6%0.6%
Hindu0.4%1.1%

Country of birth

HereMedway
Born in the UK72.5%86.2%
Born outside the UK27.5%13.8%

Highest qualification

HereMedway
Level 4 qualifications and above40.3%25.6%
Level 3 qualifications20.8%18%
Level 2 qualifications13.6%15.9%
No qualifications13.3%19.4%
Level 1 and entry level qualifications6.4%12.1%
Apprenticeship2.9%6.1%
Other qualifications2.8%3%

General health

HereMedway
Very good health48.3%47.5%
Good health36.2%34.6%
Fair health11.1%12.8%
Bad health3.4%4%
Very bad health1%1.1%

Cars or vans per household

HereMedway
1 car or van in household49.4%40.9%
No cars or vans in household34.4%19.2%
2 cars or vans in household14.1%28.9%
3 or more cars or vans in household2.2%11%

Source: Census 2021 (ONS), via Nomis. Percentages of usual residents or households, as recorded in March 2021.

Figures cover the surrounding neighbourhood (Lower Layer Super Output Area, about 1,500 residents). Full demographics of Medway.

Planning and heritage near St Margarets Banks

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Planning applications near St Margarets Banks

Recent planning applications around St Margarets Banks from the council's planning register. Choose how far to look:

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Council tax here

Medway Band D is £2,329 a year (Band A £1,552). See every band.

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